Credit Analysis, Evaluating Borrowers and Lending Risks

[Updated 2023 (CPD QS)]

The global credit analysis market is expected to reach $12.8 billion by 2027. This means that there is a high demand for skilled credit analysts. If you are interested in a career in lending, then the Credit Analysis, Evaluating Borrowers and Lending Risks course is the perfect place to start. In this Financial Analysis course, you will learn about the fundamentals of credit analysis and how to apply them to make sound lending decisions.

This comprehensive course is a beacon for those seeking to illuminate the intricacies of financial statements and credit evaluation. Across ten meticulously structured modules, you'll delve into the essential components of financial analysis—from the fundamentals encapsulated within the balance sheet, income, and cash flow statements, to the nuanced interpretation of profitability and ratio analysis. Discover the delicate art of assessing fiscal health, and the robust science of managing lending risks. Learn to interpret EBITDA's multifaceted story and apply your insights to both credit and equity analysis with clarity and confidence. Whether you're steering a corporate enterprise or navigating the tides of finance, this course equips you with the acumen to make informed decisions.

Set sail towards your career goals today and chart a path to fiscal proficiency. Your journey begins now—enrol today to unlock the vault of financial acumen.

Learning Outcomes:

• Develop a solid understanding of financial analysis principles and their application in credit analysis within the realm of Financial Analysis.
• Master the interpretation and analysis of financial statements, including the balance sheet, income statement, and cash flow statement, in the context of Financial Analysis.
• Learn to assess profitability and evaluate the financial health of borrowers through the lens of Financial Analysis.
• Understand the applications and limitations of EBITDA in financial analysis within the field of Financial Analysis.
• Acquire the skills to perform credit analysis, assess creditworthiness and identify potential lending risks in the realm of Financial Analysis.
• Gain knowledge of equity analysis and its role in evaluating the financial standing of companies within the realm of Financial Analysis.

Embark on a learning journey through the terrain of fiscal evaluation with our "Credit Analysis, Evaluating Borrowers and Lending Risks" course. Peel back the layers of financial reports, decode the narratives told by numbers, and refine your approach to credit and equity evaluation. Each module is crafted to advance your comprehension of financial data, enhance your analytic acumen, and prepare you for informed decision-making in the financial sector. Whether your goal is to guide business strategies or to bolster your fiscal decision-making framework, this course is your compass to guide you there.

Course Curriculum:

This Course contains the following curriculum:

• Module 01: Introduction to Financial Analysis
• Module 02: The Balance Sheet
• Module 03: The Income Statement
• Module 04: The Cash Flow Statement
• Module 05: Financial Reporting
• Module 06: Analysing Profitability
• Module 07: The Applications and Limitations of EBITDA
• Module 08: Credit Analysis
• Module 09: Equity Analysis
• Module 10: Ratio Analysis

Certification

Upon completing the course, you can obtain a certificate titled Financial Analysis. Certificate options include a PDF Certificate at £4.99, a hardcopy for UK- delivery at £9.99, or a hardcopy for international delivery at £14.99.

• Aspiring financial analysts looking to develop expertise in credit analysis and lending risks.
• Professionals in the banking and finance industry seeking to enhance their financial analysis skills.
• Students pursuing degrees in finance, accounting, or related fields.
• Small business owners or entrepreneurs interested in evaluating their own financial health.
• Anyone interested in understanding the intricacies of financial analysis and its application in lending decisions.

This course has no set requirements for learning. All you need is a smart device, a reliable internet connection, and a basic command of English and you’re good to go!

• Credit Analyst: £25,000 - £40,000 per annum
• Financial Analyst: £30,000 - £50,000 per annum
• Risk Analyst: £30,000 - £45,000 per annum
• Investment Analyst: £35,000 - £60,000 per annum
• Portfolio Manager: £40,000 - £80,000 per annum

Currently there are no Q&As for this course. Be the first to ask a question.

Digital certificate

Digital certificate - £4.99

Hard copy certificate

Hard copy certificate - £9.99